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ISO 20022 bank transaction code

PMNT/ICDT/SALA: Issued salary payment

Salary or payroll payments you sent: usually one entry for a whole payroll run.

PMNT/ICDT/SALA at a glance
DomainPMNT Payments
FamilyICDT Issued Credit Transfers
Sub-familySALA Payroll / Salary Payment
DirectionDebit (money out): CdtDbtInd DBIT
MT940 type with the same meaningNTRF Transfer

What PMNT/ICDT/SALA means

A bank transaction code classifies an entry in three levels, each narrower than the last. Read together, PMNT/ICDT/SALA reads Payments › Issued Credit Transfers › Payroll / Salary Payment.

  • PMNT (Payments). Every movement of funds between parties, such as transfers, direct debits, cheques, cards and cash.
  • ICDT (Issued Credit Transfers). Payments the account owner sent.
  • SALA (Payroll / Salary Payment).

Where it sits in a camt.053

The code is in each entry’s BkTxCd/Domn block, the same way in camt.052, camt.053 and camt.054 and in every version from .001.02 to .001.13:

camt.053.001.08 · an entry
<Ntry>
  <Amt Ccy="EUR">1250.00</Amt>
  <CdtDbtInd>DBIT</CdtDbtInd>
  <Sts><Cd>BOOK</Cd></Sts>
  <BkTxCd>
    <Domn>
      <Cd>PMNT</Cd>
      <Fmly>
        <Cd>ICDT</Cd>
        <SubFmlyCd>SALA</SubFmlyCd>
      </Fmly>
    </Domn>
  </BkTxCd>
  …
</Ntry>

Banks may add their own code in BkTxCd/Prtry, next to the ISO code or instead of it (a German bank’s three-digit business transaction code, for example). Prefer the ISO code for rules that should work across banks.

What the entry carries

Banks pick this code when the payment file says it is payroll (category purpose SALA). The salaries are the TxDtls of the batch entry or come in a camt.054, and some banks leave the details out of the statement to keep pay confidential.

In an MT940

An MT940 has no ISO code: each :61: statement line carries a three-letter transaction type after an identification letter. The one with the same meaning is NTRF (Transfer). It is coarser than the ISO code, so several ISO codes share it.

The MT940 Viewer converts MT940 to camt.053, and keeps the :61: type as a proprietary code (BkTxCd/Prtry, issuer SWIFT) rather than guessing an ISO code. All the types are in the MT940 transaction type codes.

Look up PMNT/ICDT/SALA from a script or an AI agent

Scripts and AI agents get this code’s name, definition, where it sits and the address of this page from GET /api/v1/explain, keyless, or from the explain_code tool of the MCP server (API and MCP docs; add it to Claude, Cursor or VS Code).

REST · curl
curl -s 'https://iso20022-navigator.com/api/v1/explain?code=PMNT%2FICDT%2FSALA'